Comparison

A Splitwise alternative with no account

Splitwise is a great, well-established app — but for a one-off group trip it has a catch: everyone has to create an account (and usually install the app). On a casual trip, half the group never does, so the balances never add up. If that's your problem, Split It is built for exactly this.

Split It vs. account-based splitting apps

“Typical app” reflects the common account-required, subscription/ads model. Specific features vary by product and change over time.

Which should you use?

Use Splitwise if you split costs with the same people all the time (roommates, a partner) and everyone's happy to keep an account — it's mature and full-featured.

Use Split It for a specific trip or one-off group where you just want to share a link and have it work — no sign-ups, no downloads, no chasing people to install an app. It handles uneven spends, multiple payers, and different currencies, then gives everyone payment links to settle up.